Discussion:
Rumpel Is Correct!
(too old to reply)
b flanier
2018-09-16 23:04:44 UTC
Permalink
Constant reader of this mishmash will recall Rumpel's(not Portnoy's)
many complaints about schemes designed to separate one's gelt
from one's wallet.

I'm convinced that if these mendacious robber barons found out
all civilization would end in a few days, they would devise a
way to monetize that info in order to relieve the rabble of their
last penny.

I say this because I recently went on line to freeze my credit
info with the three credit reporting companies and ended up
with a charge of $20 for what I thought was a free service.

Have you ever thought you were getting something free and ending
up paying big bucks for it? I have!

So, on the advice of some financial guru, I tripped the light
fantastic, hieing myself to the internet to do the advised
freezing and got burnt. BUMMER. (not Beemer which is another
scam)

Now, since the grubbers charged my credit card, I am faced with
canceling the card with a reissue which will take a week or more
to arrive. Who can do without a credit card these days? Carry
cash around with you everywhere you go so the muggers can get
you?

We live in Trump times, my friends. <SIGH>
islander
2018-09-17 00:11:30 UTC
Permalink
Post by b flanier
Constant reader of this mishmash will recall Rumpel's(not Portnoy's)
many complaints about schemes designed to separate one's gelt
from one's wallet.
I'm convinced that if these mendacious robber barons found out
all civilization would end in a few days, they would devise a
way to monetize that info in order to relieve the rabble of their
last penny.
I say this because I recently went on line to freeze my credit
info with the three credit reporting companies and ended up
with a charge of $20 for what I thought was a free service.
Have you ever thought you were getting something free and ending
up paying big bucks for it? I have!
So, on the advice of some financial guru, I tripped the light
fantastic, hieing myself to the internet to do the advised
freezing and got burnt. BUMMER. (not Beemer which is another
scam)
Now, since the grubbers charged my credit card, I am faced with
canceling the card with a reissue which will take a week or more
to arrive. Who can do without a credit card these days? Carry
cash around with you everywhere you go so the muggers can get
you?
We live in Trump times, my friends. <SIGH>
Add that to the list of things that are advertised as FREE and draw you
into increasing costs to get what you actually want. Ever try to use
any of the on-line FREE services to look up information about a former
classmate or any person who you have legitimate reason to gather
information about? You might get a phone number or even an address, but
forget about getting anything more, even if it is a matter of public
record. Not long ago I needed to look up some information about a
person who we had purchased some property from. I was able to find an
obituary which indicated that he had died, but I could not even get a
copy of his death certificate which I needed for legal reasons. The
county in California simply referred me to one of these companies that
provide personal information for a fee that seemed to me to keep
increasing as I got closer to what I wanted.

Then there is my subscription to DirecTV which started at about $35 per
month and gradually kept increasing (without any increase in service, I
might add) until it is now about $135 per month. The last time this
happened, I looked up what they were offering in the way of introductory
rates and, as a long term customer, thought that I might appeal to them
to get that rate. Nope! So, I looked up the introductory rate for DISH
and went back to DirecTV saying that I wanted to cancel my account and
switch to DISH. They eventually redirected me to their cancellation
resolution department who finally gave me their introductory rate. Why
is it so complicated? Basically, I suspect that most people just don't
like the hassle. As much as I like DirecTV, I think I'll really cancel
this time. Streaming is not as convenient, but is getting better all
the time.
Dan C
2018-09-17 00:13:49 UTC
Permalink
Post by b flanier
Now, since the grubbers charged my credit card, I am faced with
canceling the card with a reissue which will take a week or more to
arrive. Who can do without a credit card these days? Carry cash around
with you everywhere you go so the muggers can get you?
You stupid fuck. Do you think a "mugger" knows whether you have cash in
your pocket or a card in your pocket?

Carry a fuckin pistol around too, and don't worry about punk muggers.
That's a constitutional right here in this great country. You didn't know
that?
Post by b flanier
We live in Trump times, my friends. <SIGH>
Thank God for that.
--
"Ubuntu" -- an African word, meaning "Slackware is too hard for me".
"Bother!" said Pooh, as he dressed up like Santa and grabbed his axe.
Usenet Improvement Project: http://twovoyagers.com/improve-usenet.org/
Thanks, Obama: Loading Image...
Weatherman
2018-09-17 15:00:43 UTC
Permalink
Post by Dan C
Post by b flanier
We live in Trump times, my friends. <SIGH>
Thank God for that.
First, there is no god to thank, stupid traitor.

Second, Trump is the worst thing to every happen to the planet, not just
Trump Land, traitor.
Dan C
2018-09-17 15:47:33 UTC
Permalink
Post by Weatherman
Post by Dan C
Post by b flanier
We live in Trump times, my friends. <SIGH>
Thank God for that.
First, there is no god to thank, stupid traitor.
LOL!
Post by Weatherman
Second, Trump is the worst thing to every happen to the planet, not just
Trump Land, traitor.
Keep telling yourself that, commie-fag, while Europe spirals down the
socialist shitter, just like everywhere else that socialism/communism has
been attempted throughout the history of mankind.

Meanwhile, us Americans will continue to enjoy our freedom, and our
BOOMING economy, SOARING job creation, improved border security, and
everything else that's going SO MUCH BETTER since January 20, 2017.

Suck it libtards!!! You LOST!!! Hahahahahahahahahahahahahahaha
--
"Ubuntu" -- an African word, meaning "Slackware is too hard for me".
"Bother!" said Pooh, as he backed into a squad car.
Usenet Improvement Project: http://twovoyagers.com/improve-usenet.org/
Thanks, Obama: http://brandybuck.site40.net/pics/politica/thanks.jpg
Weatherman
2018-09-17 15:54:17 UTC
Permalink
Post by Dan C
Post by Weatherman
Post by Dan C
Post by b flanier
We live in Trump times, my friends. <SIGH>
Thank God for that.
First, there is no god to thank, stupid traitor.
LOL!
Post by Weatherman
Second, Trump is the worst thing to every happen to the planet, not just
Trump Land, traitor.
Keep telling yourself that,
You'll be saying that soon, stupid.

Now here comes the cliches, insults, lies and right wing stereotypes

commie-fag, while Europe spirals down the
Post by Dan C
socialist shitter, just like everywhere else that socialism/communism has
been attempted throughout the history of mankind.
There has never been a totally socialist or communist country. Even the
USSR went capitalist when they sold their oil and gold. Sensible
countries like Spain are both capitalist and socialist. So is the USA
but the USA is top heavy with very rich assholes and a whole lot of poor
folks and the gap is widening and the middle class is dying thanks to
unfetter capitalism and not much regulation to stop them. Course, you
are a brainwashed right wing fool that believes the alt right
stereotypes and lies even though it's against your own interests.
Post by Dan C
Meanwhile, us Americans will continue to enjoy our freedom, and our
BOOMING economy, SOARING job creation, improved border security, and
everything else that's going SO MUCH BETTER since January 20, 2017.
You are in for a BIGLY disappointment, stupid, and you can bet your ugly
ass that I will be here to pounce on you when it happens.
Post by Dan C
Suck it libtards!!! You LOST!!! Hahahahahahahahahahahahahahaha
Hillary won by over 3 million votes, lying traitor.
Dan C
2018-09-18 03:35:05 UTC
Permalink
Post by Weatherman
Post by Dan C
Suck it libtards!!! You LOST!!! Hahahahahahahahahahahahahahaha
Hillary won by over 3 million votes, lying traitor.
Nope. She lost. Trump is President. She's a nobody, and may eventually
go to jail for her crimes.

You should kill yourself, right now.
--
"Ubuntu" -- an African word, meaning "Slackware is too hard for me".
"Bother!" said Pooh, as he sent another AreaFix message.
Usenet Improvement Project: http://twovoyagers.com/improve-usenet.org/
Thanks, Obama: http://brandybuck.site40.net/pics/politica/thanks.jpg
b***@gmail.com
2018-09-17 05:37:46 UTC
Permalink
Post by b flanier
Constant reader of this mishmash will recall Rumpel's(not Portnoy's)
many complaints about schemes designed to separate one's gelt
from one's wallet.
I'm convinced that if these mendacious robber barons found out
all civilization would end in a few days, they would devise a
way to monetize that info in order to relieve the rabble of their
last penny.
I say this because I recently went on line to freeze my credit
info with the three credit reporting companies and ended up
with a charge of $20 for what I thought was a free service.
Have you ever thought you were getting something free and ending
up paying big bucks for it? I have!
So, on the advice of some financial guru, I tripped the light
fantastic, hieing myself to the internet to do the advised
freezing and got burnt. BUMMER. (not Beemer which is another
scam)
Now, since the grubbers charged my credit card, I am faced with
canceling the card with a reissue which will take a week or more
to arrive. Who can do without a credit card these days? Carry
cash around with you everywhere you go so the muggers can get
you?
We live in Trump times, my friends. <SIGH>
I don't have any credit cards, I just use a debit card. But I keep getting calls stating my credit rating is deteriorating and I'm in danger of paying higher rates and they can fix that. So, I press a key to talk to somebody and keep them on the line as long as possible. But they got wise to that and just use robots now and ask if my outstanding credit is over 2K. When I say no, they hang up the phone. Every time I go into the bank they want me to open a savings account or sign up for a credit card. I just tell them I have a brokerage account and made 100% on Amazon stock last year and I don't need their silly savings account at half a percent. And these radio financial talk shows are a joke. They keep stressing how you can make money while the market is going down and you can find out for free if you attend their free on-line trading class. There is never a mention of how they determine when it's time to buy or sell. And the free class usually just wets your appetite so you want to learn more in the advanced class which of course is not free. Nobody puts on a one hour radio show without having it figured out how to get your money into their pocket. I hear the word "Free" is the most common used word in advertising. The only thing I get free is health care at the VA, but I still have to pay $36 a month for prescription drugs. I'm not broke enough yet to get everything free. When I go in on Wednesday I'm going to ask why they picked such a mean, ugly picture of Trump to put on the wall. It's outrageous.
rumpelstiltskin
2018-09-17 08:06:36 UTC
Permalink
Post by b***@gmail.com
Post by b flanier
Constant reader of this mishmash will recall Rumpel's(not Portnoy's)
many complaints about schemes designed to separate one's gelt
from one's wallet.
I'm convinced that if these mendacious robber barons found out
all civilization would end in a few days, they would devise a
way to monetize that info in order to relieve the rabble of their
last penny.
I say this because I recently went on line to freeze my credit
info with the three credit reporting companies and ended up
with a charge of $20 for what I thought was a free service.
Have you ever thought you were getting something free and ending
up paying big bucks for it? I have!
So, on the advice of some financial guru, I tripped the light
fantastic, hieing myself to the internet to do the advised
freezing and got burnt. BUMMER. (not Beemer which is another
scam)
Now, since the grubbers charged my credit card, I am faced with
canceling the card with a reissue which will take a week or more
to arrive. Who can do without a credit card these days? Carry
cash around with you everywhere you go so the muggers can get
you?
We live in Trump times, my friends. <SIGH>
I don't have any credit cards, I just use a debit card. But I keep getting calls stating my credit rating is deteriorating and I'm in danger of paying higher rates and they can fix that. So, I press a key to talk to somebody and keep them on the line as long as possible. But they got wise to that and just use robots now and ask if my outstanding credit is over 2K. When I say no, they hang up the phone. Every time I go into the bank they want me to open a savings account or sign up for a credit card. I just tell them I have a brokerage account and made 100% on Amazon stock last year and I don't need their silly savings account at half a percent. And these radio financial talk shows are a joke. They keep stressing how you can make money while the market is going down and you can find out for free if you attend their free on-line trading class. There is never a mention of how they determine when it's time to buy or sell. And the free class usually just wets your appetite so you want to
learn more in the advanced class which of course is not free. Nobody puts on a one hour radio show without having it figured out how to get your money into their pocket. I hear the word "Free" is the most common used word in advertising. The only thing I get free is health care at the VA, but I still have to pay $36 a month for prescription drugs. I'm not broke enough yet to get everything free. When I go in on Wednesday I'm going to ask why they picked such a mean, ugly picture of Trump to put on the wall. It's outrageous.
I haven't experienced that, but I only have two credit
cards, one that gives Amazon Rewards and the other
one which I only use for Costco. The (Citibank) Costco
card used to be the only one accepted at Costco.
Costco still requires that card for identification, but you
can use other credit cards now for payment, I haven't
gotten out of the habit of using that credit card for
payment at Costco, and since Costco gives an annual
return for purchases with that card, I haven't looked
to see if there might be some slight benefit to use
that card rather than the Amazon card for Target.

My bank originally gave me an ATM card that could
also be used as a debit card, but I objected strongly
so they gave me an ATM card that can only be used
to make withdrawals from my bank checking account.
Unlike MG, I like credit cards (which I pay off every
month as soon as I get the bill) and I don't like and
don't trust debit cards at all. I walk on the block
that has my own branch's ATM withdrawal device
nearly every day, so ATM withdrawals are a piece
of cake for me.

I get offers through the mail all the time for new
credit or debit cards, but I tear them up or burn
them up immediately.

I did have a credit card once just for shopping
at Target, but I don't shop at Target often, and
the extra savings would usually not be enough to
cover the postage for sending in a payment check,
so I just use my Amazon Card as with everything
else except Costco.
rumpelstiltskin
2018-09-17 08:22:59 UTC
Permalink
Post by rumpelstiltskin
Post by b***@gmail.com
Post by b flanier
Constant reader of this mishmash will recall Rumpel's(not Portnoy's)
many complaints about schemes designed to separate one's gelt
from one's wallet.
I'm convinced that if these mendacious robber barons found out
all civilization would end in a few days, they would devise a
way to monetize that info in order to relieve the rabble of their
last penny.
I say this because I recently went on line to freeze my credit
info with the three credit reporting companies and ended up
with a charge of $20 for what I thought was a free service.
Have you ever thought you were getting something free and ending
up paying big bucks for it? I have!
So, on the advice of some financial guru, I tripped the light
fantastic, hieing myself to the internet to do the advised
freezing and got burnt. BUMMER. (not Beemer which is another
scam)
Now, since the grubbers charged my credit card, I am faced with
canceling the card with a reissue which will take a week or more
to arrive. Who can do without a credit card these days? Carry
cash around with you everywhere you go so the muggers can get
you?
We live in Trump times, my friends. <SIGH>
I don't have any credit cards, I just use a debit card. But I keep getting calls stating my credit rating is deteriorating and I'm in danger of paying higher rates and they can fix that. So, I press a key to talk to somebody and keep them on the line as long as possible. But they got wise to that and just use robots now and ask if my outstanding credit is over 2K. When I say no, they hang up the phone. Every time I go into the bank they want me to open a savings account or sign up for a credit card. I just tell them I have a brokerage account and made 100% on Amazon stock last year and I don't need their silly savings account at half a percent. And these radio financial talk shows are a joke. They keep stressing how you can make money while the market is going down and you can find out for free if you attend their free on-line trading class. There is never a mention of how they determine when it's time to buy or sell. And the free class usually just wets your appetite so you want
to
Post by rumpelstiltskin
Post by b***@gmail.com
learn more in the advanced class which of course is not free. Nobody puts on a one hour radio show without having it figured out how to get your money into their pocket. I hear the word "Free" is the most common used word in advertising. The only thing I get free is health care at the VA, but I still have to pay $36 a month for prescription drugs. I'm not broke enough yet to get everything free. When I go in on Wednesday I'm going to ask why they picked such a mean, ugly picture of Trump to put on the wall. It's outrageous.
I haven't experienced that, but I only have two credit
cards, one that gives Amazon Rewards and the other
one which I only use for Costco. The (Citibank) Costco
card used to be the only one accepted at Costco.
Costco still requires that card for identification, but you
can use other credit cards now for payment, I haven't
gotten out of the habit of using that credit card for
payment at Costco, and since Costco gives an annual
return for purchases with that card, I haven't looked
to see if there might be some slight benefit to use
that card rather than the Amazon card for Target.
I should have written "Costco" (at the end) there,
not "Amazon". My thoughts were apparently jumping
ahead to what I was planning to write about "Target"
in the last paragraph below.
Post by rumpelstiltskin
My bank originally gave me an ATM card that could
also be used as a debit card, but I objected strongly
so they gave me an ATM card that can only be used
to make withdrawals from my bank checking account.
Unlike MG, I like credit cards (which I pay off every
month as soon as I get the bill) and I don't like and
don't trust debit cards at all. I walk on the block
that has my own branch's ATM withdrawal device
nearly every day, so ATM withdrawals are a piece
of cake for me.
I get offers through the mail all the time for new
credit or debit cards, but I tear them up or burn
them up immediately.
I did have a credit card once just for shopping
at Target, but I don't shop at Target often, and
the extra savings would usually not be enough to
cover the postage for sending in a payment check,
so I just use my Amazon Card as with everything
else except Costco.
islander
2018-09-17 14:02:49 UTC
Permalink
Post by rumpelstiltskin
Post by b***@gmail.com
Post by b flanier
Constant reader of this mishmash will recall Rumpel's(not Portnoy's)
many complaints about schemes designed to separate one's gelt
from one's wallet.
I'm convinced that if these mendacious robber barons found out
all civilization would end in a few days, they would devise a
way to monetize that info in order to relieve the rabble of their
last penny.
I say this because I recently went on line to freeze my credit
info with the three credit reporting companies and ended up
with a charge of $20 for what I thought was a free service.
Have you ever thought you were getting something free and ending
up paying big bucks for it? I have!
So, on the advice of some financial guru, I tripped the light
fantastic, hieing myself to the internet to do the advised
freezing and got burnt. BUMMER. (not Beemer which is another
scam)
Now, since the grubbers charged my credit card, I am faced with
canceling the card with a reissue which will take a week or more
to arrive. Who can do without a credit card these days? Carry
cash around with you everywhere you go so the muggers can get
you?
We live in Trump times, my friends. <SIGH>
I don't have any credit cards, I just use a debit card. But I keep getting calls stating my credit rating is deteriorating and I'm in danger of paying higher rates and they can fix that. So, I press a key to talk to somebody and keep them on the line as long as possible. But they got wise to that and just use robots now and ask if my outstanding credit is over 2K. When I say no, they hang up the phone. Every time I go into the bank they want me to open a savings account or sign up for a credit card. I just tell them I have a brokerage account and made 100% on Amazon stock last year and I don't need their silly savings account at half a percent. And these radio financial talk shows are a joke. They keep stressing how you can make money while the market is going down and you can find out for free if you attend their free on-line trading class. There is never a mention of how they determine when it's time to buy or sell. And the free class usually just wets your appetite so you want to
learn more in the advanced class which of course is not free. Nobody puts on a one hour radio show without having it figured out how to get your money into their pocket. I hear the word "Free" is the most common used word in advertising. The only thing I get free is health care at the VA, but I still have to pay $36 a month for prescription drugs. I'm not broke enough yet to get everything free. When I go in on Wednesday I'm going to ask why they picked such a mean, ugly picture of Trump to put on the wall. It's outrageous.
I haven't experienced that, but I only have two credit
cards, one that gives Amazon Rewards and the other
one which I only use for Costco. The (Citibank) Costco
card used to be the only one accepted at Costco.
Costco still requires that card for identification, but you
can use other credit cards now for payment, I haven't
gotten out of the habit of using that credit card for
payment at Costco, and since Costco gives an annual
return for purchases with that card, I haven't looked
to see if there might be some slight benefit to use
that card rather than the Amazon card for Target.
My bank originally gave me an ATM card that could
also be used as a debit card, but I objected strongly
so they gave me an ATM card that can only be used
to make withdrawals from my bank checking account.
Unlike MG, I like credit cards (which I pay off every
month as soon as I get the bill) and I don't like and
don't trust debit cards at all. I walk on the block
that has my own branch's ATM withdrawal device
nearly every day, so ATM withdrawals are a piece
of cake for me.
I get offers through the mail all the time for new
credit or debit cards, but I tear them up or burn
them up immediately.
I did have a credit card once just for shopping
at Target, but I don't shop at Target often, and
the extra savings would usually not be enough to
cover the postage for sending in a payment check,
so I just use my Amazon Card as with everything
else except Costco.
Don't forget the protections that you get on credit cards and not on
debit cards. I know that you are aware of that since you have mentioned
it
rumpelstiltskin
2018-09-17 15:52:04 UTC
Permalink
Post by islander
Post by rumpelstiltskin
Post by b***@gmail.com
Post by b flanier
Constant reader of this mishmash will recall Rumpel's(not Portnoy's)
many complaints about schemes designed to separate one's gelt
from one's wallet.
I'm convinced that if these mendacious robber barons found out
all civilization would end in a few days, they would devise a
way to monetize that info in order to relieve the rabble of their
last penny.
I say this because I recently went on line to freeze my credit
info with the three credit reporting companies and ended up
with a charge of $20 for what I thought was a free service.
Have you ever thought you were getting something free and ending
up paying big bucks for it? I have!
So, on the advice of some financial guru, I tripped the light
fantastic, hieing myself to the internet to do the advised
freezing and got burnt. BUMMER. (not Beemer which is another
scam)
Now, since the grubbers charged my credit card, I am faced with
canceling the card with a reissue which will take a week or more
to arrive. Who can do without a credit card these days? Carry
cash around with you everywhere you go so the muggers can get
you?
We live in Trump times, my friends. <SIGH>
I don't have any credit cards, I just use a debit card. But I keep getting calls stating my credit rating is deteriorating and I'm in danger of paying higher rates and they can fix that. So, I press a key to talk to somebody and keep them on the line as long as possible. But they got wise to that and just use robots now and ask if my outstanding credit is over 2K. When I say no, they hang up the phone. Every time I go into the bank they want me to open a savings account or sign up for a credit card. I just tell them I have a brokerage account and made 100% on Amazon stock last year and I don't need their silly savings account at half a percent. And these radio financial talk shows are a joke. They keep stressing how you can make money while the market is going down and you can find out for free if you attend their free on-line trading class. There is never a mention of how they determine when it's time to buy or sell. And the free class usually just wets your appetite so you want
to
Post by rumpelstiltskin
Post by b***@gmail.com
learn more in the advanced class which of course is not free. Nobody puts on a one hour radio show without having it figured out how to get your money into their pocket. I hear the word "Free" is the most common used word in advertising. The only thing I get free is health care at the VA, but I still have to pay $36 a month for prescription drugs. I'm not broke enough yet to get everything free. When I go in on Wednesday I'm going to ask why they picked such a mean, ugly picture of Trump to put on the wall. It's outrageous.
I haven't experienced that, but I only have two credit
cards, one that gives Amazon Rewards and the other
one which I only use for Costco. The (Citibank) Costco
card used to be the only one accepted at Costco.
Costco still requires that card for identification, but you
can use other credit cards now for payment, I haven't
gotten out of the habit of using that credit card for
payment at Costco, and since Costco gives an annual
return for purchases with that card, I haven't looked
to see if there might be some slight benefit to use
that card rather than the Amazon card for Target.
My bank originally gave me an ATM card that could
also be used as a debit card, but I objected strongly
so they gave me an ATM card that can only be used
to make withdrawals from my bank checking account.
Unlike MG, I like credit cards (which I pay off every
month as soon as I get the bill) and I don't like and
don't trust debit cards at all. I walk on the block
that has my own branch's ATM withdrawal device
nearly every day, so ATM withdrawals are a piece
of cake for me.
I get offers through the mail all the time for new
credit or debit cards, but I tear them up or burn
them up immediately.
I did have a credit card once just for shopping
at Target, but I don't shop at Target often, and
the extra savings would usually not be enough to
cover the postage for sending in a payment check,
so I just use my Amazon Card as with everything
else except Costco.
Don't forget the protections that you get on credit cards and not on
debit cards. I know that you are aware of that since you have mentioned
it before.
Yes indeedy-bob.
rumpelstiltskin
2018-09-17 08:06:36 UTC
Permalink
On Sun, 16 Sep 2018 16:04:44 -0700 (PDT), b flanier
Post by b flanier
Constant reader of this mishmash will recall Rumpel's(not Portnoy's)
many complaints about schemes designed to separate one's gelt
from one's wallet.
I'm convinced that if these mendacious robber barons found out
all civilization would end in a few days, they would devise a
way to monetize that info in order to relieve the rabble of their
last penny.
I say this because I recently went on line to freeze my credit
info with the three credit reporting companies and ended up
with a charge of $20 for what I thought was a free service.
Have you ever thought you were getting something free and ending
up paying big bucks for it? I have!
So, on the advice of some financial guru, I tripped the light
fantastic, hieing myself to the internet to do the advised
freezing and got burnt. BUMMER. (not Beemer which is another
scam)
Now, since the grubbers charged my credit card, I am faced with
canceling the card with a reissue which will take a week or more
to arrive. Who can do without a credit card these days? Carry
cash around with you everywhere you go so the muggers can get
you?
We live in Trump times, my friends. <SIGH>
A bad one was a 16-month CD I took out
this June just past. After I completed it, I got
a summary that included "automatic renewal
upon completion". I had specifically said
when taking out the CD that I didn't want
automatic renewal. Automatic renewal of
CD's is a complete ripoff of course, because
it means the bank can re-invest your money
in a new and no doubt inferior plan of its own
choosing after the CD matures. I raised holy
hell about it and have a statement from the
bank official saying that has been reversed
and when my CD matures I will get the
complete amount plus interest mailed to me.
Assuming that happens, I might re-invest in
the same bank, but if so, I want that to be
at my discretion, not the bank's. It probably
wouldn't have been enforceable anyway
because nothing that includes it has a
signature from me, but I don't at all like that
the bank even tried to pull that stunt on me,
and it will be a big disincentive to doing
further business with that bank.

I read that the government is starting to
come down against automatic renewals,
including the stealth automatic renewals
such as I got. If so, that's a very good thing.
The only possible purpose for such things is
to take advantage of people by catching
them off-guard if they're not paying
scrupulous attention, and that IMO is utterly
disnonourable. A contract should express
the terms as simply and clearly and
conspicuously as possible, and not be just
a device for taking advantage of people
unawares.
islander
2018-09-17 14:09:46 UTC
Permalink
Post by rumpelstiltskin
On Sun, 16 Sep 2018 16:04:44 -0700 (PDT), b flanier
Post by b flanier
Constant reader of this mishmash will recall Rumpel's(not Portnoy's)
many complaints about schemes designed to separate one's gelt
from one's wallet.
I'm convinced that if these mendacious robber barons found out
all civilization would end in a few days, they would devise a
way to monetize that info in order to relieve the rabble of their
last penny.
I say this because I recently went on line to freeze my credit
info with the three credit reporting companies and ended up
with a charge of $20 for what I thought was a free service.
Have you ever thought you were getting something free and ending
up paying big bucks for it? I have!
So, on the advice of some financial guru, I tripped the light
fantastic, hieing myself to the internet to do the advised
freezing and got burnt. BUMMER. (not Beemer which is another
scam)
Now, since the grubbers charged my credit card, I am faced with
canceling the card with a reissue which will take a week or more
to arrive. Who can do without a credit card these days? Carry
cash around with you everywhere you go so the muggers can get
you?
We live in Trump times, my friends. <SIGH>
A bad one was a 16-month CD I took out
this June just past. After I completed it, I got
a summary that included "automatic renewal
upon completion". I had specifically said
when taking out the CD that I didn't want
automatic renewal. Automatic renewal of
CD's is a complete ripoff of course, because
it means the bank can re-invest your money
in a new and no doubt inferior plan of its own
choosing after the CD matures. I raised holy
hell about it and have a statement from the
bank official saying that has been reversed
and when my CD matures I will get the
complete amount plus interest mailed to me.
Assuming that happens, I might re-invest in
the same bank, but if so, I want that to be
at my discretion, not the bank's. It probably
wouldn't have been enforceable anyway
because nothing that includes it has a
signature from me, but I don't at all like that
the bank even tried to pull that stunt on me,
and it will be a big disincentive to doing
further business with that bank.
I read that the government is starting to
come down against automatic renewals,
including the stealth automatic renewals
such as I got. If so, that's a very good thing.
The only possible purpose for such things is
to take advantage of people by catching
them off-guard if they're not paying
scrupulous attention, and that IMO is utterly
disnonourable. A contract should express
the terms as simply and clearly and
conspicuously as possible, and not be just
a device for taking advantage of people
unawares.
I'm surprised that the Trump administration would do anything to
discourage automatic renewals, especially in view of the attempts to
weaken the Consumer Credit Protection Bureau with Mick Mulvaney (OMB
Director) doing everything that he can to destroy what Elizabeth Warren
created.
rumpelstiltskin
2018-09-17 15:51:51 UTC
Permalink
Post by islander
Post by rumpelstiltskin
On Sun, 16 Sep 2018 16:04:44 -0700 (PDT), b flanier
Post by b flanier
Constant reader of this mishmash will recall Rumpel's(not Portnoy's)
many complaints about schemes designed to separate one's gelt
from one's wallet.
I'm convinced that if these mendacious robber barons found out
all civilization would end in a few days, they would devise a
way to monetize that info in order to relieve the rabble of their
last penny.
I say this because I recently went on line to freeze my credit
info with the three credit reporting companies and ended up
with a charge of $20 for what I thought was a free service.
Have you ever thought you were getting something free and ending
up paying big bucks for it? I have!
So, on the advice of some financial guru, I tripped the light
fantastic, hieing myself to the internet to do the advised
freezing and got burnt. BUMMER. (not Beemer which is another
scam)
Now, since the grubbers charged my credit card, I am faced with
canceling the card with a reissue which will take a week or more
to arrive. Who can do without a credit card these days? Carry
cash around with you everywhere you go so the muggers can get
you?
We live in Trump times, my friends. <SIGH>
A bad one was a 16-month CD I took out
this June just past. After I completed it, I got
a summary that included "automatic renewal
upon completion". I had specifically said
when taking out the CD that I didn't want
automatic renewal. Automatic renewal of
CD's is a complete ripoff of course, because
it means the bank can re-invest your money
in a new and no doubt inferior plan of its own
choosing after the CD matures. I raised holy
hell about it and have a statement from the
bank official saying that has been reversed
and when my CD matures I will get the
complete amount plus interest mailed to me.
Assuming that happens, I might re-invest in
the same bank, but if so, I want that to be
at my discretion, not the bank's. It probably
wouldn't have been enforceable anyway
because nothing that includes it has a
signature from me, but I don't at all like that
the bank even tried to pull that stunt on me,
and it will be a big disincentive to doing
further business with that bank.
I read that the government is starting to
come down against automatic renewals,
including the stealth automatic renewals
such as I got. If so, that's a very good thing.
The only possible purpose for such things is
to take advantage of people by catching
them off-guard if they're not paying
scrupulous attention, and that IMO is utterly
disnonourable. A contract should express
the terms as simply and clearly and
conspicuously as possible, and not be just
a device for taking advantage of people
unawares.
I'm surprised that the Trump administration would do anything to
discourage automatic renewals, especially in view of the attempts to
weaken the Consumer Credit Protection Bureau with Mick Mulvaney (OMB
Director) doing everything that he can to destroy what Elizabeth Warren
created.
I think the effort to protect folks against automatic
renewal, such as it is, predates the Trump administration.

Dealing with free enterprise is a never-ending struggle
to avoid getting screwed.
Gary
2018-09-17 11:56:17 UTC
Permalink
Post by b flanier
Constant reader of this mishmash will recall Rumpel's(not Portnoy's)
many complaints about schemes designed to separate one's gelt
from one's wallet.
I'm convinced that if these mendacious robber barons found out
all civilization would end in a few days, they would devise a
way to monetize that info in order to relieve the rabble of their
last penny.
I say this because I recently went on line to freeze my credit
info with the three credit reporting companies and ended up
with a charge of $20 for what I thought was a free service.
Have you ever thought you were getting something free and ending
up paying big bucks for it? I have!
What happened ? Did she forget to tell you she charged $20 -- until after you had
finished ? Yeah, I remember those days. The same thing happened to me back about
1963 :-)
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